Legal disclosure
Sub-processors
Fiscaal Agent uses the sub-processors below to provide authentication, bookkeeping automation, payments, email, hosting, storage, and PSD2 bank connectivity.
Last updated: 6 May 2026
| Sub-processor | Purpose | Region | Legal basis | Retention |
|---|---|---|---|---|
| Anthropic | Claude API for receipt OCR, transaction categorization, and bookkeeping assistant workflows. | United States and European Union, depending on service routing. | Data Privacy Framework and provider data processing terms. | API logs retained for 30 days. |
| Convex | Real-time application database, webhook callbacks, and receipt file storage. | United States. | Data Privacy Framework and provider data processing terms. | Until account deletion, plus up to 30 days in backups. |
| Clerk | Identity provider, authentication sessions, and account security. | United States. | Data Privacy Framework and provider data processing terms. | Until account deletion, subject to Clerk security and legal retention. |
| Stripe | Subscription billing, checkout, invoices, and payment processing. | United States and European Union. | Data Privacy Framework and Stripe data processing terms. | Per Stripe terms and statutory financial record retention. |
| Resend | Transactional email for onboarding, service messages, and invoice delivery. | United States. | Data Privacy Framework and provider data processing terms. | Email event data retained for 30 days. |
| Hostinger | VPS hosting for the Fiscaal Agent FastAPI backend and PostgreSQL source-of-truth database. | EU provider with the current VPS workload hosted in Boston, United States. | Data processing agreement and applicable transfer safeguards. | Until account deletion or anonymization, subject to fiscal retention requirements. |
| Ponto Connect (Ibanity) | PSD2 bank connectivity, account metadata, and transaction retrieval for connected accounts. | European Union. | PSD2 licensed provider terms and data processing agreement. | Until bank consent revocation or account deletion. |
This list is maintained from active application dependencies, backend imports, and the current hosting setup.
For processor questions or a data processing agreement, contact info@fiscaalagent.nl.