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Your AI BookkeeperBuilt for Dutch Freelancers

We built Fiscal Agent because no ZZP'er should pay €150/hour for someone to categorize bank transactions. Connect ING or Rabobank, get instant AI categorization, and file your BTW — all for €99/month instead of €600+.

Built by entrepreneurs, for entrepreneurs

100% free to sign up • Cancel anytime • GDPR compliant

Your AI Copilot for Bookkeeping

Ask anything about your finances — BTW, deductions, expenses. Get instant answers.

Fiscaal Agent
Ask your Fiscal Agent...

Connected to Your Bank

Transactions sync automatically via secure PSD2

ING
Supported
Rabobank
Supported
ABN AMRO
Supported
bunq
Supported
ASN Bank
Supported

Real-time PSD2 integration — live now. Every transaction categorized within seconds.

AI-Powered

Watch AI Categorize in Real-Time

Every transaction analyzed, categorized, and matched with the correct BTW rate — in seconds, not hours.

Processing live
Merchant
Amount
0/8 transactions processed
Avg accuracy
97.8%

Actual AI categorization powered by Claude. Connect ING or Rabobank to see it on your own transactions.

Interactive Calculator

Calculate Your Savings

See how much time and money you save with Fiscal Agent vs. doing it yourself or hiring an accountant.

Monthly transactions
50/month
10500 transactions
Hours saved
0.0 hrs
vs. doing bookkeeping yourself
Money saved
0/yr
vs. hiring a traditional accountant
BTW recovered
0/yr
missed deductions found by AI

Monthly Cost Comparison

Fiscal Agent
99/mo
Accountant
600/mo
Do it yourself
125/mo
Total annual savings10.812/yr

Based on average ZZP'er with standard deduction categories. Actual savings may vary.

Time Savings

Save 20+ Hours Every Month

Time spent on bookkeeping per month — compared across methods.

20 hrsHours saved per month
30 minWith Fiscal Agent
97%AI accuracy
€6k+Saved per year

Hours spent on bookkeeping per month

Do it yourself
Moneybird / etc
Fiscal Agent
Fiscal Agent does your bookkeeping automatically — you just review and approve.
BTW Recovery

Stop Missing Tax Deductions

The average Dutch freelancer misses €2,400/year in deductible expenses. Fiscal Agent catches them all.

🚗Car expenses
30%720
🖥️Office costs
20%480
📱Phone / Internet
15%360
🚄Travel expenses
18%420
🛡️Insurance
18%420
Total missed2.400/yr

Recovered by Fiscal Agent

Average annual deductions our AI finds that you would have missed

€2.400
per year average
AI scans every transaction for deductible categories
Correct BTW rates applied automatically (21%, 9%, 0%)
Quarterly overview ready for filing
AI-Powered

What Your Fiscal Agent Can Do

Ten intelligent capabilities that handle your entire bookkeeping — so you can focus on your business.

Smart Categorization

AI classifies every transaction automatically

BTW Calculation

21%, 9%, 0% rates applied correctly

Receipt OCR

Scan receipts and extract data instantly

Chat Assistant

Ask questions about your finances in Dutch

Anomaly Detection

Flags unusual transactions automatically

Invoice Intelligence

Create and manage professional invoices

Tax Optimization

Proactive tips to maximize deductions

Financial Reports

Natural language summaries on demand

Counterparty Learning

Remembers how to categorize recurring payees

IB Preparation

Income tax return calculations and overview

How It Works

Three steps. Five minutes. Done.

01

Connect Your Bank

Link your ING or Rabobank account securely via PSD2. Takes under 2 minutes.

02

AI Categorizes Everything

Claude AI categorizes every transaction — office costs, travel, revenue, VAT rates — in seconds, not days.

03

You Review & Approve

Check the AI's work, approve with one click, and export for your quarterly BTW filing.

The Transformation

From Chaos to Control

Drag the slider to see the transformation

Without Fiscal Agent
With Fiscal Agent
DEADLINE MISSED
DescriptionAmount
Gas station€ 84,20
???€ 124,50
Albert Heijn€ 67,80
Unknown€ 340,00
Card payment€ 29,99
Where is my receipt?!
!!?

15+ hrs/month

wasted on admin

Stressful

Error-prone & chaotic

BTW FILED ✓
MerchantCategoryAmount
Shell Tankstation
Car expenses€ 84,20
KPN Business
Telecom€ 124,50
Albert Heijn
Business lunch€ 67,80
Booking.com
Travel€ 340,00
PostNL
Shipping€ 29,99

0 hrs/month

AI does it all

98% confidence

AI-categorized

← Drag the handle to compare →

Live Dashboard

Your Financial Dashboard

Real-time overview of your entire business — revenue, expenses, BTW, and insights at a glance.

Fiscal Agent

JD

Revenue

€12.450

+12%

BTW Due

€2.614

Transactions

147

Deductions

€1.840

Revenue Trend

+18%
JanFebMarAprMayJun

Recent Transactions

Shell
- €84,20
Client Invoice
+ €3.400,00
KPN
- €124,50
Albert Heijn
- €67,80
PostNL
- €29,99

Categories

Car expenses34%
Office22%
Telecom15%
Other29%
Real-time bank sync
AI-powered categorization
Export-ready BTW reports
Money Flow

See How Your Money Flows

Real-time visibility into your business finances — from revenue to net profit.

€10.000

Revenue

€4.200

Business Costs

€1.400

Auto

€900

Office

€500

Telecom

€1.400

Other

€1.260

BTW Payment

€4.540

Net Profit

Business Costs
BTW Payment
Net Profit

€1.260

BTW Payment

Automatically calculated quarterly

€4.200

Business Costs

All categories tracked by AI

€4.540

Net Profit

Your take-home after costs & BTW

COMPARE

Why Fiscal Agent Wins

We don't just list features — we deliver outcomes. See how we compare.

Does your bookkeeping for you?
Traditional AccountantYes, but expensive
SoftwareNo, you do it yourself
Boekie AIPartially (87%)
Fiscal AgentYes, fully automatic
Hours saved per month
Traditional Accountant~15 hours
Software~5 hours
Boekie AI~8 hours
Fiscal Agent20+ hours
Monthly cost
Traditional Accountant€300-600
Software€15-35 + your time
Boekie AI€0.75/tx + subscription
Fiscal Agent€99 all-in
Accuracy
Traditional AccountantHigh (human)
SoftwareManual input
Boekie AI87%
Fiscal Agent97%+ AI
Extra subscription needed?
Traditional AccountantNo
SoftwareNo
Boekie AIYes (Exact/Moneybird)
Fiscal AgentNo, standalone
Availability
Traditional AccountantOffice hours
Software24/7 (self-service)
Boekie AI24/7
Fiscal Agent24/7 automatic

Prices and features compared as of 2025. Fiscal Agent is the only solution that does your bookkeeping for you.

PROVEN RESULTS

The Numbers Speak

Real metrics from Fiscal Agent users

€0+BTW processed
0+Transactions categorized
0%Accuracy rate
0+Hours/month saved
What users say

I switched from a €700/month accountant. Fiscal Agent categorizes my ING transactions before I finish my morning coffee.

M

Mark V.

IT Consultant, Amsterdam

The BTW overview alone saved me 4 hours per quarter. And I'm paying €99 instead of €400.

L

Lisa D.

Graphic Designer, Utrecht

One Plan. No Surprises.

Everything you need to automate your ZZP bookkeeping.

€99/mo

€600/moSave 85%

5-day free trial • No credit card required

Unlimited transactions
ING & Rabobank integration
AI categorization (Claude)
Quarterly BTW overviews
Email support
Invoice creation
Coming Soon

Income Tax Filing Assistant

We're building an AI assistant that helps you maximize deductions — zelfstandigenaftrek, startersaftrek, mkb-winstvrijstelling, investeringsaftrek. Stop leaving money on the table every year.

Coming Soon

BV Owner?

Our AI agent for BV bookkeeping is currently being developed. Corporate tax, DGA salary, annual accounts — everything will be supported.

We'll notify you as soon as BV support is available.

Frequently Asked Questions

Common questions about our bookkeeping agent

Stop Overpaying for Bookkeeping

Switch from expensive accountants to AI-powered bookkeeping — at a fraction of the cost

Security & Compliance

Your data is protected at every layer

Verified & Trusted
Data encrypted in transit (HTTPS/TLS) and at rest
Bank connections via GoCardless — SOC 2 & PSD2 compliant
Authentication via Clerk — SOC 2 compliant
Hosting on Vercel — SOC 2 compliant
Database on Convex — encrypted & access-controlled
No credit card data stored directly
AVG/GDPR compliant (Dutch privacy law)

All third-party providers maintain independent SOC 2 Type II certifications. We continuously monitor and audit our security practices.

AI Boekhouding voor ZZP'ers | Fiscaal Agent — 85% Goedkoper